New Years Goals for 2022

January each year, many people make New Year’s Resolutions.  I like goals over resolutions because I find that resolutions lose their steam by February. Goals are what you work towards day in and day out through out the year. They are a commitment to positive change, and I believe that they have a much weightier impact on your mind than a resolution ever could. 

Did you achieve them? If not, why not? The pandemic has rattled and ruined many businesses and entrepreneurs. For others, they pivoted and innovated to find new and creative ways for products and services. I know several people that lost their careers and jobs in early 2020, retrained and are now employed in much more lucrative positions.

As we head into 2022, what goals are you setting for yourself to ensure that you are committed to positive change?

 We all need something to work towards, regardless of who we are, our career (currently or historically) and our age. 

I know a ton of vibrant, 60+ people that truly know how to live. Retirement for them became a way to discover more about themselves. They host fiddle jamboree’s and write newsletters to keep in touch with their far-flung community.  Some noticed the increased demand at the food bank and now volunteer stocking shelves and helping those in great need. Others have taught themselves how to play guitar and some even went back to work just to get out of the house and have something to do.  Having goals to achieve provides purpose.   

Your goal could be as simple as walking daily to ensure you’re getting enough exercise. Maybe it’s to quit smoking (the insurance advisor in me loves that!) or perhaps drinking less caffeine and increasing your water.  It could be decluttering your home so that you’re not overwhelmed trying to find a spot for more “stuff” (1 in, 2 out is a great rule). Perhaps your goal could be more meditative in nature to encourage focusing on what makes you happy as opposed to being sucked into the quagmire of negativity.

Financial planning doesn’t refer to just wealth accumulation. It is a series of steps and strategies you undertake to reduce your exposure to negative outcomes.